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Wrap rate calculator

From what you pay a person to what you bill the government: fringe on labor, overhead on its base, G&A on total cost input, then fee. Bases differ from company to company (your disclosed accounting practice), so both are switchable. Everything is worked out in your browser; nothing is stored. More free tools

Direct labor rate ($/hour)

Fringe (%)Benefits, payroll taxes, paid leave

Overhead (%)Facilities, supervision, equipment for the work

Overhead applies to labor + fringe (untick: labor only)

G&A (%)General and administrative: the company's running costs

G&A applies to labor, fringe and overhead (untick: labor only)

Fee or profit (%)

$99.07 an hour, fully loaded

Wrap rate 2.20× with fee · 2.04× without

Direct labor	$45.00	the hourly pay rate
Fringe	$13.50	30% of direct labor
Overhead	$23.40	40% of direct labor + fringe
G&A	$9.83	12% of labor, fringe and overhead
Total cost	$91.73	before fee
Fee / profit	$7.34	8% of total cost
Billed rate	$99.07

Working back from a ceiling rate ($/hour)A GSA schedule ceiling or a rate the buyer caps: the most you can pay with these rates

Compare with what others charge: GSA ceiling rates by labor category.

How it adds up

Fringe = direct labor × fringe %. Overhead = (direct labor + fringe) × overhead %. G&A = (direct labor + fringe + overhead) × G&A %. Total cost = all four. Billed rate = total cost × (1 + fee %). The wrap rate is the billed rate divided by direct labor. On cost-type contracts the fee is limited by FAR 15.404-4; indirect rates are reviewed by DCAA or the contracting officer.